At PHD Capital Academy, we strive to provide high-quality online finance education courses and programs. Due to the digital nature of our services, we have a strict No Refund Policy in place. Please read and understand the following terms carefully before enrolling in any of our courses.

• Course Access Upon successful enrollment and payment, you will be granted immediate access to the course materials, including video lectures, quizzes, assignments, and other resources. By accessing the course content, you acknowledge and agree that you have received the services you paid for.
• No Refunds All course fees are non-refundable. Once you have gained access to the course materials, no refunds will be provided under any circumstances. This policy applies to all courses and programs offered on our platform, regardless of the duration or the amount paid.
• Course Previews Before enrolling in any course, we strongly encourage you to review the course description, syllabus, and any available previews carefully. This will help you understand the course content, structure, and expectations, allowing you to make an informed decision.
• Trial Periods For select courses, we may offer a limited trial period during which you can access a portion of the course materials. If you choose to enroll in the course after the trial period, the No Refund Policy will apply, and you will not be eligible for a refund.
• Exceptional Circumstances In exceptional circumstances, such as technical issues or platform downtime that prevent you from accessing the course materials, we reserve the right to consider reasonable accommodations on a case-by-case basis. However, refunds will not be granted for reasons related to personal circumstances, dissatisfaction with the course content, or a change of mind.
• Policy Updates We reserve the right to update or modify this No Refund Policy at any time. The most current version of the policy will be available on our website, and it is your responsibility to review it periodically.

By enrolling in any of our courses or programs, you acknowledge and agree to our No Refund Policy. If you do not accept these terms, please refrain from enrolling or accessing our course materials.

If you have any further questions or concerns regarding this policy, please contact our support team before enrolling in a course.